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Learn about the latest high tech wearable gear during Motorcycle Safety Month

WASHINGTON, D.C., May 19, 2018 – Not all safety items come down to the machine. GEICO is committed to safety for the public and for members of the military beyond Motorcycle Safety Month every May, and wants you to be aware of these other safety factors.

High visibility fabric and reflective piping have been around for decades. Today, safety wearables range from airbags, LED signaling, and helmets with heads-up displays and rear-facing cameras.

  • Airbag jackets and vests come in two styles: attached or non-attached to the bike. The concept is simple. If you are ejected from the bike, either a ripcord attached to the bike or embedded sensors will ignite the airbag when they detect a mishap. Both work within milliseconds of a problem.

  • LED brake light for your helmet mounts on the back of the helmet and uses accelerometer and gyroscope sensors to automatically let others know when you brake or slow down. It is designed to detect regular, engine, and emergency braking.

There are a few helmets on the market utilizing heads-up displays. Some give key motorcycle data or maps; others serve as "rear vision" with an integrated camera in the back.

The Multi-directional Impact Protection System (MIPS) helmets were designed around the same idea that naturally protects the brain during impacts; the MIPS layer moves slightly within the helmet to deflect harmful forces that could otherwise damage your brain.

"We know it's not just the gear that makes a rider safe," said Tom Garner, director of GEICO's Military sales and service. "Members of the military are well trained and disciplined not to take unnecessary risks; that's part of the reason we've become such good partners since 1936.
"We can offer those who are serving coverage plans designed just for them, military discounts and Motorcycle Safety Foundation discounts if they take the classes. Our Military Service Center is filled with U.S. veterans to provide military men and women with a sense of comfort that they are all talking the same language. We are committed to serving those who serve."

For other motorcycle related articles, please visit GEICO More. Additional safety tips will ensure that everyone has a safe and enjoyable motorcycle season.



Source: GEICO

About Geico

GEICO (Government Employees Insurance Company) is a member of the Berkshire Hathaway family of companies and is the second-largest private passenger auto insurance company in the United States. GEICO, which was founded in 1936, provides millions of auto insurance quotes to U.S. drivers annually. The company is pleased to serve more than 16 million private passenger customers, insuring more than 27 million vehicles (auto & cycle).

Using GEICO's online service center, policyholders can purchase policies, make policy changes, report claims and print insurance ID cards. Policyholders can also connect to GEICO through GEICO Mobile, reach a representative over the phone or visit a GEICO local agent.

GEICO also provides insurance quotes on motorcycles, all-terrain vehicles (ATVs), boats, travel trailers and motorhomes (RVs). Coverage for life, homes and apartments is written by non-affiliated insurance companies and is secured through the GEICO Insurance Agency, Inc. Commercial auto insurance and personal umbrella protection are also available.

For more information, go to www.geico.com.

Nearly Half of Malaysia Customers Don’t Understand All Elements of Their Auto Finance Deal

Report condoucted by JD Power

KUALA LUMPUR, Malaysia: 25 April 2017 — Nearly half (43%) of Malaysia new-car buyers do not fully understand the terms of their auto finance product, according to the inaugural J.D. Power 2017 Malaysia Auto Consumer Finance StudySM.

The study measures customer satisfaction with their automotive finance provider by examining six key factors (in order of importance): interaction; onboarding; billing & payment; finance deal; origination; and finance advisor.

“With less than half of auto finance customers claiming the finance arrangement actually met their requirements, there is a clear need for the industry to become more customer-centric,” said Anthony Chiam, practice leader of service industries at J.D. Power. “Auto finance is a long-term commitment and it’s crucial that dealership salespeople spend sufficient time to clearly explain the services, terms and fees related to each customer.”

Satisfaction levels during the purchasing process vary greatly between customers whose finance application was handled by a finance advisor vs. a car salesperson. On a 1,000-point scale, a finance advisor has an average score of 777, compared with a salesperson’s average score of 735.

Among customers who selected an Islamic auto finance product, more than 30% say they “definitely would” use the same finance provider for their next purchase, compared with 22% among customers who purchased a conventional auto finance product.

“Malaysia’s Islamic finance industry has been growing rapidly over the past 30 years,” Chiam said. “Higher customer satisfaction levels from within Islamic auto financing underscore the industry’s impressive and continuous expansion.”

The following are additional findings of the study:
    • Higher satisfaction drives loyalty: With a country average of two cars per household, 55% of customers who were delighted with their experience (overall satisfaction scores of 852 or higher) say they “definitely would” use the same provider for their next auto finance product, compared with only 5% of those who were dissatisfied (650 or below).
  • Islamic auto finance products: Overall satisfaction is higher among customers buying such products than among those buying conventional auto finance products (758 vs. 744, respectively).
  • Finance company vs. dealer financing: Nearly one-third (32%) of new-car    buyers who purchase a finance product    directly from a finance company are    more satisfied than those going through a dealer to arrange financing (759 vs.    742, respectively).

  • Study Rankings

    CIMB Bank ranks highest with an overall satisfaction score of 772. CIMB Bank performs highest across all six factors.
    Maybank ranks second (759), performing particularly well in the onboarding and billing & payment factors. AM Bank ranks third (757), performing well in the finance advisor factor.

    The 2017 Malaysia Auto Consumer Finance Study is based on responses from 2,683 new-car buyers who financed a vehicle in the past 12 months. The study was fielded in January-March 2017

    About J.D. Power in the Asia Pacific Region

    J.D. Power has offices in Tokyo, Singapore, Beijing, Shanghai, Malaysia and Bangkok that conduct customer satisfaction research and provide consulting services in the automotive, information technology and finance industries in the Asia Pacific region. Together, the six offices bring the language of customer satisfaction to consumers and businesses in Australia, China, India, Indonesia, Japan, Malaysia, Philippines, Taiwan, Thailand and Vietnam. Information regarding J.D. Power and its products can be accessed through the internet at www.asean-oceania.jdpower.com.

    Fly Bike
    U.S. Department of Transportation Seeks Comment on Amending Regulations Concerning Service Animals on Flights

    WASHINGTON, /TSO, May 16, 2018 – The U.S. Department of Transportation (Department) today announced that it is seeking public comment on amending its Air Carrier Access Act (ACAA) regulation on transportation of service animals.  The Advance Notice of Proposed Rulemaking (ANPRM) on Traveling By Air with Service Animals can be found HERE and provides the public with 45 days during which to offer comments.

    Today's ANPRM is intended to address the significant concerns raised by individuals with disabilities, other members of the public, airlines, flight attendants, airports and other stakeholders regarding service animals on aircraft.  The Department recognizes the integral role that service animals play in the lives of many individuals with disabilities and wants to ensure seamless access to air transportation for individuals with disabilities while also helping to deter the fraudulent use of animals not qualified as service animals.
    In this ANPRM, the Department solicits comment on:
    • (1) treating psychiatric service animals similar to other service animals;
    • (2) distinguishing between emotional support animals and other service animals;
    • (3) requiring emotional support animals to travel in pet carriers for the duration of the flight;

    • (4) limiting the species of service animals and emotional support animals that airlines are required to transport;
    • (5) limiting the number of service animals/emotional support animals required to be transported per passenger;
    • (6) requiring service animal and emotional support animal users confirm that their animal has been trained to behave in a public setting;
    • (7) requiring service animals and emotional support animals have a harness, leash, or other tether with narrow exceptions;
    • (8) limiting the size of emotional support animals or other service animals that travel in the cabin and the potential impact of such a limitation;
    • (9) prohibiting airlines from requiring a veterinary health form or immunization record from service animal users without an individualized assessment that the animal would pose a direct threat to the health or safety of others or would cause a significant disruption in the aircraft cabin; and
    • (10) no longer holding U.S. airlines responsible if a passenger traveling under the U.S. carrier’s code is only allowed to travel with a service dog on a flight operated by its foreign code share partner.

    Comments on the ANPRM must be received within 45 days of the date the notice is published.  The ANPRM can be found at regulations.gov, docket number DOT-OST-2018-0068.

    Today, the Department also issued an Interim Statement of Enforcement Priorities Regarding Service Animals to inform the public of its intended enforcement focus with respect to transportation of service animals in the cabin.  Given that the service animal issue is currently the subject of an open rulemaking, DOT’s Enforcement Office will focus its enforcement on clear violations of the current rule that have the potential to adversely impact the largest number of persons.

    The Department seeks comment on this interim statement, and intends to issue a final statement after the close of the comment period.  Comments on this interim statement must be received within 15 days of the date the statement is published.  The statement can be found at regulations.gov, docket number DOT-OST-2018-0067.

    Ford Issues Two Safety Recalls in North America

    DEARBORN, Mich., May 18, 2018 – Ford is issuing two safety recalls in North America. Details are:

    Select 2018 Ford F-650 and F-750 vehicles with hydraulic brake systems for inadequate parking brake cable tension

    Ford is issuing a safety compliance recall for 151 2018 Ford F-650 and F-750 vehicles with hydraulic brake systems located in the United States for potential unintended vehicle movement.

    In affected vehicles, the parking brake cable may not have adequate tension, which could result in reduced parking brake performance and unintended vehicle movement, increasing the risk of accident or injury.

    Ford is not aware of any accidents or injuries associated with this issue.
    Affected vehicles include 2018 Ford F-650 and F-750 vehicles with hydraulic brake systems built at Ohio Assembly Plant, March 28, 2018 to April 17, 2018.
    The recall involves 151 vehicles in the United States. The Ford reference number for this recall is 18C05.

    Dealers will adjust the parking brake cable to the proper tension at no cost to the customer. When operating a vehicle prior to repair, customers should make sure the transmission is secured in ‘Park’ (if equipped) or the wheels are chocked before leaving the vehicle unattended.
    Select 2018 Ford EcoSport vehicles for incorrect brake fluid reservoir cap and owners’ manual kits

    Ford is issuing a safety compliance recall for 273 2018 Ford EcoSport vehicles located only in U.S. federalized territories for incorrect brake fluid reservoir caps and owners’ manual kits.

    In affected vehicles, European brake fluid reservoir caps and European owners’ manual kits were incorrectly installed, instead of the U.S. versions required by federal motor vehicle safety standards.

    Ford is not aware of any accidents or injuries associated with this issue.
    Affected vehicles include 2018 Ford EcoSport vehicles built at Chennai Assembly Plant, Oct. 27, 2017 to March 6, 2018.

    The recall involves 273 vehicles only in the U.S. federalized territories. The Ford reference number for this recall is 18C04.

    Dealers will replace the brake fluid reservoir cap and owners’ manual kit with the versions required by federal motor vehicle safety standards at no cost to the customer.
    About Ford Motor Company

    Ford Motor Company is a global company based in Dearborn, Michigan. The company designs, manufactures, markets and services a full line of Ford cars, trucks, SUVs, electrified vehicles and Lincoln luxury vehicles, provides financial services through Ford Motor Credit Company and is pursuing leadership positions in electrification, autonomous vehicles and mobility solutions. Ford employs approximately 202,000 people worldwide. For more information regarding Ford, its products and Ford Motor Credit Company, please visit www.corporate.ford.com.
    On foot, at risk Study highlights rising pedestrian deaths, points toward solutions


    A woman crosses at a pedestrian hybrid beacon in Arlington, Virginia. The beacon remains dark until a pedestrian

    The March crash of an Uber vehicle that killed a woman in Tempe, Arizona, was unusual for involving a self-driving vehicle. But in other ways, it was typical of fatal pedestrian crashes: an SUV traveling on an urban arterial road struck a person crossing midblock in the dark.

    Pedestrian deaths have jumped 46 percent since reaching their lowest point in 2009, as pedestrian crashes have become both deadlier and more frequent. The increase has been mostly in urban or suburban areas, at nonintersections, on arterials — busy roads designed mainly to funnel vehicle traffic toward freeways — and in the dark, a new IIHS study shows. Crashes were increasingly likely to involve SUVs and high-horsepower vehicles.

    "Understanding where, when and how these additional pedestrian crashes are happening can point the way to solutions," says IIHS President David Harkey. "This analysis tells us that improvements in road design, vehicle design and lighting and speed limit enforcement all have a role to play in addressing the issue."

    A total of 5,987 pedestrians were killed in crashes in 2016, accounting for 16 percent of all crash fatalities. The number of pedestrians killed each year has declined 20 percent since 1975, but the 2016 toll was the highest since 1990.

    For the new study, IIHS researchers looked at pedestrian crash trends during 2009–16 to pinpoint the circumstances under which the largest increases occurred. Using federal fatality data and crash numbers, the researchers looked at roadway, environmental, personal and vehicle factors to see how they changed over the study period. They also looked at changes in the number of pedestrian deaths relative to the number of pedestrians involved in crashes.

    Pedestrian crashes have become both deadlier and more frequent. The increase has been mostly in urban or suburban areas, away from intersections, on busy main roads and in the dark. Crashes are increasingly likely to involve SUVs and high-horsepower vehicles.

    Pedestrian deaths, 2009-16

    By land
    Created with Highcharts 4.0.1urban +54%rural +25%20102012201420160100020003000400050002011: 3282
    useurban +54%rural +25%20102012201420160100020003000400050002009: 1150

    By road type

    Created with Highcharts 4.0.1arterials +67%collectors and local roads +9%interstates and freeways +49%20102012201420160100020003000400050002009: 1308

    By location
    Created with Highcharts 4.0.1nonintersection +50%intersection +35%20102012201420160100020003000400050002009: 1132

    By light condition
    Created with Highcharts 4.0.1dark +56%daylight +20%dawn or dusk +27%2010201220142016010002000300040005000


    The researchers found that not only did pedestrian crashes increase, they also became deadlier. Deaths per 100 crash involvements increased 29 percent from 2010, when they reached their lowest point, to 2015, the most recent year that data on all crashes, including nonfatal ones, were available.

    From 2009 to 2016, the largest increases in pedestrian deaths occurred under the circumstances that historically have seen the highest numbers of pedestrian fatalities. Pedestrian deaths increased 54 percent in urban areas, which include both cities and what most people consider suburbs. They also increased 67 percent on arterials, 50 percent at nonintersections and 56 percent in the dark.

    Although pedestrian crashes most frequently involved cars, fatal single-vehicle crashes involving SUVs increased 81 percent, more than any other type of vehicle. The power of passenger vehicles involved in fatal single-vehicle pedestrian crashes, as measured by the ratio of horsepower to weight, also increased, with larger increases at the top of the scale.

    Among age groups, the largest increase in pedestrian fatalities per population was for people ages 20–69.

    Designing roads for pedestrians

    The large increase in pedestrian deaths on arterials isn't surprising. These roads often have a shortage of convenient and safe crossing locations.

    "When people are forced to walk long distances to the nearest signalized intersection, they are more likely to choose the riskier option of sprinting across multiple lanes of traffic," Harkey says. "Communities can improve safety by providing more options to safely cross."

    But, Harkey warns, it's not enough to simply paint more crosswalks on the pavement. Midblock crossings need features that alert drivers to stop, such as pedestrian-activated beacons.
    One example is the pedestrian hybrid beacon, which stays dark until a pedestrian pushes a button, at which point it flashes yellow, and then moves to solid yellow before activating two solid red lights. This type of beacon, formerly known as a HAWK, has been shown to reduce crashes (see "Double-red signal reduces crashes at crosswalks," Sept. 28, 2010).

    One example is the pedestrian hybrid beacon, which stays dark until a pedestrian pushes a button, at which point it flashes yellow, and then moves to solid yellow before activating two solid red lights. This type of beacon, formerly known as a HAWK, has been shown to reduce crashes.

    Other improvements, such as curb extensions or median crossing islands, can shorten the distance people must walk across or allow them to traverse just a couple of lanes and a single direction of traffic at a time.
    Adding sidewalks is an obvious way to reduce the risk to pedestrians walking along a road.

    These elements can be part of broader reconfigurations known as road diets, in which the number of travel lanes for vehicle traffic is reduced. In addition to reducing the number of lanes for pedestrians to cross and sometimes providing room for bike lanes, road diets have been shown to lower vehicle speeds.

    "Good design should prioritize the safety of all road users," Harkey says. "It's possible to improve streets for pedestrians while still allowing vehicle traffic to get where it needs to go."

    Reining in speed increases

    Of course, allowing vehicles to get where they need to go doesn't mean they need to go quite as fast as people are used to.

    Faster speeds make for more frequent and deadlier crashes. The faster a car is moving, the less time the driver has to see a pedestrian and slow or stop. Higher impact speeds also result in more injurious crashes.
    Reliable information on vehicle speeds is not available in fatality data, but IIHS researchers did find that the vehicles involved in fatal pedestrian crashes, like the overall vehicle fleet, are increasingly powerful. Previous IIHS research has shown that vehicles with higher horsepower-to-weight ratios tend to be driven faster and are more likely to violate posted speed limits (see "Vehicles are packing more horsepower, and that pushes up travel speeds," May 24, 2016).
    Reliable information on vehicle speeds is not available in fatality data, but IIHS researchers did find that the vehicles involved in fatal pedestrian crashes, like the overall vehicle fleet, are increasingly powerful. Previous IIHS research has shown that vehicles with higher horsepower-to-weight ratios tend to be driven faster and are more likely to violate posted speed limits.

    Despite the dangers of high speeds, the story of speed limits in recent decades has been one of continual increases.
    In addition to lower speed limits, broader use of speed cameras to enforce existing limits is a proven solution. Institute research has shown that automated speed enforcement reduces speed limit violations and injury crashes (see "Speed cameras reduce injury crashes in Maryland county, IIHS study shows," Oct. 1, 2015).

    In addition to lower speed limits, broader use of speed cameras to enforce existing limits is a proven solution. Institute research has shown that automated speed enforcement reduces speed limit violations and injury crashes.

    Improving vehicles

    Some risks to pedestrians could be lessened by making changes to vehicles.
    A large majority of pedestrian fatalities occur in the dark, and that number increased much faster than the number of pedestrians killed in other light conditions. In 2016, 4,453 pedestrians were killed in the dark, compared with 1,290 in daylight and 205 at dawn or dusk.

    Although better street lighting may be needed in some locations, another obvious solution is better headlights. IIHS has been working to encourage improvements in this area through its headlight rating program, launched in 2016. Headlights have been gradually improving. In the 2016 model year, there were just two models with available good-rated headlights. So far for the 2018 model year, there are 26 good headlight packages.

    Vehicles with front crash prevention systems that recognize pedestrians also would help — particularly if they are designed to work in low light. A recent HLDI analysis found that Subaru vehicles equipped with pedestrian detection had claim rates for pedestrian injuries that were 35 percent lower than the same vehicles without the system.

    Vehicles with front crash prevention systems that recognize pedestrians also would help — particularly if they are designed to work in low light. A recent HLDI analysis found that Subaru vehicles equipped with pedestrian detection had claim rates for pedestrian injuries that were 35 percent lower than the same vehicles without the system.

    Finally, vehicle design changes could help lessen the severity of crashes, especially when it comes to SUVs. These make up an increasingly large percentage of registered vehicles, and previous studies have found that SUVs, pickups and vans are associated with a higher risk of death or severe injury to pedestrians. Such vehicles have higher and often more vertical front ends than cars and are more likely to strike a pedestrian in the head or chest. Changes in the front-end design of these vehicles could help lessen the severity of injuries when they strike
    pedestrians

    Source: Insurance Institute for Highway Safety



     
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